• Community banks keep the community growing and vibrant by reinvesting back into the neighborhoods where their depositors live, work and play.
• Community banks understand the needs of local families and small businesses.
• Community banks are personal – with exceptional customer service, and tellers that know you by name.
• Community banks care – involvement in community affairs and outreach that benefit local families and businesses.
• Community banks are accessible – with more opportunities to interact one-on-one with bank officers.

IBANYS: The view from the CFO/Sr. Management Conference wrapping up today in BEAUTIFUL Cooperstown, NY! What a great location! http://t.co/YAG7k807

---

IBANYS: Did you hear us on the radio this morning? IBANYS & Pioneer Bank visited Victory, NY w/ @WGNA for the Small Town Tour! http://t.co/AYsnnLRW

---

IBANYS: It has been a beautiful day and a great CFO Conference so far! Wish you were here!

---

---